YOUR PSAT 10 STUDY COMPANION
PSAT 10 Math Formulas
TL;DR: Yes, the Digital PSAT 10 gives you a built-in reference panel with the basic geometry formulas. But most of the algebra and data formulas you actually need on test day? Not on it. This page rounds up every formula worth memorizing cold before you sit down for the PSAT 10 Math module, the ones the test quietly assumes you already know. Walk in with these in your head and you'll spend test time solving problems, not trying to remember a formula you should've reviewed last night.

TL;DR: Yes, the Digital PSAT 10 gives you a built-in reference panel with the basic geometry formulas. But most of the algebra and data formulas you actually need on test day? Not on it. This page rounds up every formula worth memorizing cold before you sit down for the PSAT 10 Math module, the ones the test quietly assumes you already know. Walk in with these in your head and you’ll spend test time solving problems, not trying to remember a formula you should’ve reviewed last night.
Quick answer: The PSAT 10 gives you a reference sheet with area, volume, Pythagorean theorem, and special right triangle formulas. You must memorize the rest: slope (y₂ − y₁) ÷ (x₂ − x₁), y = mx + b, the quadratic formula, percent change, exponent rules, the circle equation, and mean and median. Example: 40 to 50 is (50 − 40) ÷ 40 = 25% increase.
Key takeaways:
- PSAT 10 follows the same digital adaptive format as the new SAT.
- Built-in formula reference covers basic area, volume, and the Pythagorean theorem.
- Slope, quadratic formula, percent change, exponent rules, and statistics are NOT on the reference.
- Desmos graphing calculator is built into every question, but knowing formulas still saves time.
- Math is split into two adaptive modules of 22 questions each (~35 minutes per module).
Comparing Numbers Signs
Equal to \(=\)
Less than \( <\)
Greater than \(>\)
Greater than or equal \(≥\)
Less than or equal \(≤\)
Rounding
Putting a number up or down to the nearest whole number or the nearest hundred, etc.
Example: 64 rounded to the nearest ten is 60 because 64 is closer to 60 than to 70.
Whole Number
The numbers \( \{0,1,2,3,…\} \)
Estimates
Find a number close to the exact answer.
Decimals
Is a fraction written in a special form? For example, instead of writing \(\frac{1}{2}\) you can write \(0.5\).
Mixed Numbers
A number is composed of a whole number and a fraction. Example: \(2 \frac{2}{ 3}\) Converting between improper fractions and mixed numbers: \(a \frac{c}{b}=a+\frac{c}{b}= \frac{ab+ c}{b}\)
Factoring Numbers
Factor a number means breaking it up into numbers that can be multiplied together to get the original number. Example:\(12=2×2×3\)
Divisibility Rules
Divisibility means that you are able to divide a number evenly. Example: 24 is divisible by 6, because \(24÷6=4\)
Greatest Common Factor
Multiply common prime factors
Example:\( 200=2×2×2×5×5 60=2×2×3×5\)
GCF \((200,60)=2×2×5=20\)
Least Common Multiple
Check multiples of the largest number
Example: LCM (200, 60): 200 (no), 400 (no), 600 (yes!)
Integers
\( \{…,-3,-2,-1,0,1,2,3,…\} \)
Includes: zero, counting numbers, and the negative of the counting numbers
Real Numbers
All numbers that are on a number line. Integers plus fractions, decimals, and irrationals, etc.) (\(\sqrt{2},\sqrt{3},π\), etc.)
Order of Operations
PEMDAS
(parentheses/ exponents/ multiply/ divide/ add/ subtract)
Absolute Value
Refers to the distance of a number from, the distances are positive as the absolute value of a number cannot be negative. \(|-22|=22\)
or \(|x| =\begin{cases}x \ for \ x≥0 \\x \ for \ x < 0\end{cases} \)
\(|x|<n⇒-n<x<n\)
\(|x|>n⇒x<-n or x>n\)
Ratios
A ratio is a comparison of two numbers by division.
Example: \(3: 5\), or \(\frac{3}{5}\)
Percentages
Use the following formula to find part, whole, or percent
part \(=\frac{percent}{100}×whole\)
Proportional Ratios
A proportion means that two ratios are equal. It can be written in two ways:
\(\frac{a}{b}=\frac{c}{d}\), \(a: b = c: d \)
Percent of Change
\(\frac{New \ Value \ – \ Old \ Value}{Old Value}×100\%\)
Markup
Markup \(=\) selling price \(-\) cost
Markup rate \(=\) markup divided by the cost
Discount
Multiply the regular price by the rate of discount
Selling price \(=\) original price \(-\) discount
Expressions and Variables
A variable is a letter that represents unspecified numbers. One may use a variable in the same manner as all other numbers: Addition: \(2+a\): \(2\) plus a
Subtraction: \(y-3\): \(y\) minus \(3\)
Division: \(\frac{4}{x}\): 4 divided by x
Multiplication: \(5a\): \(5\) times a
Tax
To find tax, multiply the tax rate by the taxable amount (income, property value, etc.)
Distributive Property
\(a(b+c)=ab+ac\)
Polynomial
\(P(x)=a_{0} x^n+ a_{1} x^{n-1}+\)⋯\(+a_{n-2} x^2+a_{n-1} x+an\)
Systems of Equations
Two or more equations working together.
example: \( \begin{cases}-2x+2y=4\\-2x+y=3\end{cases} \)
Equations
The values of the two mathematical expressions are equal.
\(ax+b=c\)
Functions
A function is a rule to go from one number (x) to another number (y), usually written \(y=f(x)\). For any given value of x, there can only be one corresponding value y. If \(y=kx\) for some number k (example: \(f(x)= 0.5 x\)), then y is said to be directly proportional to x. If y\(=\frac{k}{x }\) (example: f(x \(=\frac{5}{x}\)), then y is said to be inversely proportional to x. The graph of \(y=f(x )+k\) is the translation of the graph of \(y=f(x)\) by \((h,k)\) units in the plane. For example, \(y=f(x+3)\) shifts the graph of \(f(x)\) by 3 units to the left.
Inequalities
Says that two values are not equal
\(a≠b\) a not equal to b
\(a<b\) a less than b
\(a>b\) a greater than b
\(a≥b\) a greater than or equal b
\(a≤b\) a less than or equal b
Solving Systems of Equations by Elimination
Example: \(\cfrac{\begin{align} x+2y =6 \\ + \ \ -x+y=3 \end{align}}{}\)
\(\cfrac{ \begin{align} 3y=9 \\ y=3 \end{align} }{\begin{align} x+6=6 \\ ⇒ x=0 \end{align}} \)
Lines (Linear Functions)
Consider the line that goes through points \(A(x_{1},y_{1}) \) and \(B(x_{2},y_{2})\).
Distance from A to B:
\(\sqrt{(x_{1}-x_{2})^2+(y_{1}-y_{2})^2 }\)
Parallel and Perpendicular lines:
Have equal slopes. Perpendicular lines (i.e., those that make a \(90^° \) angle where they intersect) have negative reciprocal slopes: \(m_{1}\).\(m_{2}=-1\).
Parallel Lines (l \(\parallel\) m)
Mid-point of the segment AB:
M (\(\frac{x_{1}+x_{2}}{2}, \frac{y_{1}+y_{2}}{2}\))
Slope of the line:
\(\frac{y_{2}- y_{1}}{x_{2} – x_{1} }=\frac{rise}{run}\)
Point-slope form:
Given the slope m and a point \((x_{1},y_{1})\) on the line, the equation of the line is
\((y-y_{1})=m \ (x-x_{1})\).
Intersecting lines:
Opposite angles are equal. Also, each pair of angles along the same line add to \(180^°\). In the figure above, \(a+b=180^°\).
Slope-intercept form:
given the slope m and the y-intercept b, then the equation of the line is:
\(y=mx+b\).
Transversal: Parallel lines:
Eight angles are formed when a line crosses two parallel lines. The four big angles (a) are equal, and the four small angles (b) are equal.
Parabolas:
A parabola parallel to the y-axis is given by \(y=ax^2+bx+c\).
If \(a>0\), the parabola opens up.
If \(a<0\), the parabola opens down. The y-intercept is c, and the x-coordinate of the vertex is: \(x=-\frac{b}{2a}\).
Factoring:
“FOIL”
\((x+a)(x+b)\)
\(=x^2+(b+a)x +ab\) “Difference of Squares”
\(a^2-b^2= (a+b)(a-b)\)
\(a^2+2ab+b^2=(a+b)(a+b) \)
\(a^2-2ab+b^2=(a-b)(a-b)\) “Reverse FOIL”
\(x^2+(b+a)x+ab=\) \((x+a)(x+b)\)
You can use Reverse FOIL to factor a polynomial by thinking about two numbers a and b which add to the number in front of the x, and which multiply to give the constant. For example, to factor \(x^2+5x+6\), the numbers add to 5 and multiply to 6, i.e.: \(a=2\) and \(b=3\), so that \(x^2+5x+6=(x+2)(x+3)\). To solve a quadratic such as \(x^2+bx+c=0\), first factor the left side to get \((x+a)(x+b)=0\), then set each part in parentheses equal to zero. For example, \(x^2+4x+3= (x+3)(x+1)=0\) so that \(x=-3\) or \(x=-1\).
To solve two linear equations in x and y: use the first equation to substitute for a variable in the second. E.g., suppose \(x+y=3\) and \(4x-y=2\). The first equation gives y=3-x, so the second equation becomes \(4x-(3-x)=2 ⇒ 5x-3=2\) \(⇒ x=1,y=2\).
Exponents:
Refers to the number of times a number is multiplied by itself.
\(8 = 2 × 2 × 2 = 2^3\)
Scientific Notation:
It is a way of expressing numbers that are too big or too small to be conveniently written in decimal form.
In scientific notation all numbers are written in this form: \(m \times 10^n\)
Decimal notation:
5
\(-25,000\)
0.5
2,122.456
Scientific notation:
\(5×10^0\)
\(-2.5×10^4\)
\(5×10^{-1}\)
(2.122456×10^3)
Square:
The number we get after multiplying an integer (not a fraction) by itself. Example: \(2×2=4,2^2=4\)
Square Roots:
A square root of \(x\) is a number r whose square is \(x: r^2=x\)
\(r\) is a square root of \(x\)
Pythagorean Theorem:
For any right triangle with legs \(a\) and \(b\) and hypotenuse \(c\): \(a^2+b^2=c^2\)
Solving for the hypotenuse: \(c=\sqrt{a^2+b^2}\)
Solving for a leg: \(a=\sqrt{c^2-b^2}\)
Common Pythagorean triples: \(3,4,5\); \(5,12,13\); \(8,15,17\); \(7,24,25\)
Triangles
Area: \(A=\frac{1}{2}bh\) where \(b\) is the base and \(h\) is the height.
Perimeter: \(P=a+b+c\) (sum of all three sides).
Pythagorean Theorem (right triangles): \(a^2+b^2=c^2\) where \(c\) is the hypotenuse.
Sum of interior angles: \(180°\)
Right triangles:
A right triangle has one \(90°\) angle. The two sides forming the right angle are the legs; the longest side (opposite the right angle) is the hypotenuse.
Pythagorean Theorem: \(a^2+b^2=c^2\)
Area: \(A=\frac{1}{2}\,a\,b\) (where \(a\) and \(b\) are the two legs)
The two non-right angles are complementary (they add to \(90°\)).
All triangles:
Area \(=\frac{1}{2}\) b. H
Angles on the inside of any triangle add up to \(180^\circ\).
The length of one side of any triangle is always less than the sum and more than the difference between the lengths of the other two sides.
An exterior angle of any triangle is equal to the sum of the two remote interior angles. Other important triangles:
Equilateral:
These triangles have three equal sides, and all three angles are \(60^\circ\).
Isosceles:
An isosceles triangle has two equal sides. The “base” angles (the ones opposite the two sides) are equal (see the \(45^\circ\) triangle above).
Similar:
Two or more triangles are similar if they have the same shape. The corresponding angles are equal, and the corresponding sides are in proportion. For example, the \(3-4-5\) triangle and the \(6-8-10\) triangle from before are similar since their sides are in a ratio of to.
Circles

Area \(=πr^2\)
Circumference \(=2πr\)
Full circle \(=360^\circ\)

Length Of Arc \(=(n^\circ/360^\circ).2πr\)
Area Of Sector \(=(n^\circ/360^\circ).πr^2\)
Equation of the circle (above left figure): \((x-h)^2+(y-k)^2=r^2\).
Rectangles

(Square if l=w)
Area=lw

Parallelogram
(Rhombus if l=w)
Area=lh
Regular polygons are n-sided figures with all sides equal and all angles equal.
The sum of the inside angles of an n-sided regular polygon is
\((n-2).180^\circ\).
Area of a parallelogram:
\(A = bh\)
Area of a trapezoid:
\(A =\frac{1}{2} h (b_{1}+b_{2})\)
Surface Area and Volume of a Rectangular/right prism:
\(SA=ph+2B\)
\(V=Bh\)
Surface Area and Volume of a Cylinder:
\(SA =2πrh+2πr^2\)
\(V =πr^2 h \)
Surface Area and Volume of a Pyramid
\(SA=\frac{1}{2} \ ps+b\)
\(V=\frac{1}{3}\ bh\)
Surface Area and Volume of a Cone
\(SA =πrs+πr^2\)
\(V=\frac{1}{3} \ πr^2 \ h\)
Surface Area and Volume of a Sphere
\(SA =4πr^2\)
\(V =\frac{4}{3} \ πr^3\)
(p \(=\) perimeter of base B; \(π ~ 3.14 \))
Solids

Rectangular Solid
Volume =lwh
Area =2(lw+wh+lh)

Right Cylinder
Volume \(=πr^2 \ h\)
Area \(=2πr(r+h)\)
Quadratic formula:
\( x=\frac{-b±\sqrt{b^2-4ac}}{2a}\)
Simple interest:
\(I=prt\)
(I = interest, p = principal, r = rate, t = time)
mean:
mean: \(\frac{sum \ of \ the \ data}{of \ data \ entires}\)
mode:
value in the list that appears most often
range:
largest value \(-\) smallest value
Median
The middle value in the list (which must be sorted)
Example: median of
\( \{3,10,9,27,50\} = 10\)
Example: median of
\( \{3,9,10,27\}=\frac{(9+10)}{2}=9.5 \)
Sum
average \(×\) (number of terms)
Average
\( \frac{sum \ of \ terms}{number \ of \ terms}\)
Average speed
\(\frac{total \ distance}{total \ time}\)
Probability
\(\frac{number \ of \ desired \ outcomes}{number \ of \ total \ outcomes}\)
The probability of two different events A and B both happening is:
P(A and B)=p(A).p(B)
as long as the events are independent, meaning one does not change the chance of the other. (For mutually exclusive events, P(A and B) = 0.)
Powers, Exponents, Roots
\(x^a.x^b=x^{a+b}\)
\(\frac{x^a}{x^b} = x^{a-b}\)
\(\frac{1}{x^b }= x^{-b}\)
\((x^a)^b=x^{a.b}\)
\((xy)^a= x^a.y^a\)
\(x^0=1\)
\(\sqrt{xy}=\sqrt{x}.\sqrt{y}\)
\((-1)^n=-1\), if n is odd.
\((-1)^n=+1\), if n is even.
If 0 < x < 1, then
0 < x³ < x² < x < √x < ∛x < 1.
Interest
Simple Interest: \(I=Prt\)
where \(P\) = principal, \(r\) = annual interest rate (as a decimal), \(t\) = time in years.
Total amount: \(A=P+I=P(1+rt)\)
Compound Interest: \(A=P(1+\frac{r}{n})^{nt}\) where \(n\) is the number of times interest is compounded per year.
Simple Interest
The charge for borrowing money or the return for lending it.
Interest = principal \(×\) rate \(×\) time
OR
\(I=prt\)
Compound Interest
Interest is computed on the accumulated unpaid interest as well as on the original principal.
A \(=P(1+r)^t\)
A= amount at end of the time
P= principal (starting amount)
r= interest rate (change to a decimal i.e. \(50\%=0.50\))
t= number of years invested
Powers/ Exponents
\(x^a×x^b=x^{a+b}\)
\(\frac{x^a}{x^b}=x^{a-b}\)
\((x^a)^b=x^{ab}\)
\(x^0=1\)
\(x^{-a}=\frac{1}{x^a}\)
\(x^{\frac{1}{n}}=\sqrt[n]{x}\)
Positive Exponents
An exponent is simply shorthand for multiplying that number of identical factors. So \(4^3\) is the same as (4)(4)(4), three identical factors of 4. And \(x^3\) is just three factors of x, \((x)(x)(x)\).
Negative Exponents
A negative exponent means to divide by that number of factors instead of multiplying.
So \(4^{-3}\) is the same as \( \frac{1}{4^3}\) and
\(x^{-3}=\frac{1}{x^3}\)
Factorials
Factorial- the product of a number and all counting numbers below it.
8 factorial \(=8!=\)
\(8×7×6×5×4×3×2×1=40,320\)
5 factorial \(=5!=\)
\(5×4×3×2×1=120\)
2 factorial \(=2!=2× 1=2\)
Multiplying Two Powers of the SAME Base
When the bases are the same, you find the new power by just adding the exponents
\(x^a.x^b=x^{a+b }\)
Powers of Powers
For the power of power: you multiply the exponents.
\((x^a)^b=x^{(ab)}\)
Dividing Powers
\(\frac{x^a}{x^b} =x^a x^{-b}= x^{a-b}\)
The Zero Exponent
Anything to the 0 power is 1.
\(x^0= 1\)
Permutation:
When different orderings of the same items are counted separately, we have a permutation problem:
nPr = n! ÷ (n − r)!
Combination:
The fundamental counting principle, as demonstrated above, is used any time the order of the outcomes is important. When selecting objects from a group where the order is NOT important, we use the formula for COMBINATIONS:
The fundamental counting principle, as demonstrated above, is used any time the order of the outcomes is important. When selecting objects from a group where the order is NOT important, we use the formula for COMBINATIONS:
nCr = n! ÷ (r!(n − r)!)
The Six Trig Ratios

Values for the common angles
sin \((\theta)=\frac{opp.}{hip.}\) csc \((\theta)=\frac{hip.}{opp}\)
cos \((\theta)=\frac{adj}{hip.}\) sec\((\theta)=\frac{hip}{adj}\)
tan (\(\theta)=\frac{opp.}{adj.}\) cot(\(\theta)=\frac{adj}{opp.}\)
Trig Functions relationships:
Tan \((x)=\frac{sin(x)}{cos(x)}\)
Csc \((x)=\frac{1}{sin(x)}\)
Sec \((x)=\frac{1}{cos(x)}\)
Cot \((x)=\frac{cos(x)}{sin(x)}=\frac{1}{Tan(x)}\)
College Entrance Tests

The Best Books to Ace the PSAT 10 Math Test
Need more practice? PSAT 10 Math for Beginners 2027 covers PSAT 10 math step by step, with practice problems and answers. Look inside · $17.99
Recommended EffortlessMath Books
For a workbook that builds on every formula here, the PSAT 10 Math for Beginners walks through each topic with worked examples. For complete digital PSAT 10 prep with multiple practice tests, see the PSAT 10 Math Test Prep Bundle (resource currently unavailable).
What math is on the PSAT 10?
The PSAT 10 Math section has 44 questions in two adaptive modules. You get 35 minutes per module. Forty questions are scored and four are unscored pretest questions. You can use the built-in Desmos calculator on every question. Here is how the scored questions split across the four content areas:
| Content area | Scored questions | Formulas to know |
|---|---|---|
| Algebra | 13 to 15 | Slope, y = mx + b, point-slope form, systems of two linear equations |
| Advanced Math | 12 to 14 | Quadratic formula, factoring patterns, exponent rules, exponential growth y = a(1 + r)ˣ |
| Problem-Solving and Data Analysis | 7 to 9 | Ratios, percent change, mean, median, probability |
| Geometry and Trigonometry | 4 to 6 | Reference sheet formulas, SOH CAH TOA, circle equation |
Algebra and Advanced Math together make up more than half the scored questions. If you are short on time, put line and quadratic formulas first. The geometry formulas are on the reference sheet, so you only need to know when to use them. You don’t need to memorize them.
Frequently Asked Questions
What math is on the PSAT 10?
The PSAT 10 math section has 44 questions in two 35-minute modules, and 40 of them count toward your score. Algebra supplies 13 to 15 scored questions, Advanced Math 12 to 14, Problem-Solving and Data Analysis 7 to 9, and Geometry and Trigonometry 4 to 6. That means linear equations and functions deserve most of your formula review time.
Does the PSAT 10 have Algebra 2?
Partly. The Advanced Math questions on the PSAT 10 include topics many schools teach in late Algebra 1 or Algebra 2, such as quadratics, exponential functions, and polynomial and rational expressions. You will not see complex numbers or logarithm-heavy work often. Knowing vertex form y = a(x − h)² + k and the factoring pattern a² − b² = (a + b)(a − b) covers a lot of it.
Does the PSAT give you formulas?
Only geometry formulas. On the PSAT 10, the reference panel shows area, volume, the Pythagorean theorem and special right triangles, plus angle facts. Everything from algebra and statistics, like slope (y₂ − y₁) ÷ (x₂ − x₁), the circle equation and mean and median, is left out. Write those from memory a few times during your last week of study.
What PSAT math formulas should I know?
Beyond what the PSAT 10 gives you, know slope and line forms, the quadratic formula and discriminant b² − 4ac, the axis of symmetry x = −b/(2a), exponent rules, percent change and the circle equation (x − h)² + (y − k)² = r². Quick check: for y = x² − 4x + 1, the axis of symmetry is x = 4/2 = 2.
Is there a PSAT formula sheet for 2026?
The PSAT 10 is given in the digital Bluebook format, and its reference sheet is built into the app rather than handed out on paper. The formulas on it have stayed the same since the switch to digital testing. To see the current version, open a free official practice test in Bluebook and click the reference button during the math module.
Related EffortlessMath Lessons
If a topic on this page feels rusty, these short lessons go deeper:
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