SSAT Middle Level Math Formulas
All the formulas you need for the two SSAT Middle Level Quantitative sections in one cheat sheet. The SSAT gives no reference page, so memorize area, volume, percent, and ratio formulas before test day.
Key takeaways:
- SSAT Middle Level Quantitative: 50 questions split into two 25-question sections.
- No calculator allowed — every section is hand-and-pencil.
- Designed for grade 5 to grade 7 applicants to private day and boarding schools.
- There’s a 1/4-point penalty for wrong answers — eliminate before guessing.
- No formula sheet provided; every formula must be memorized.
Rounding
Putting a number up or down to the nearest whole number or the nearest hundred, etc.
Example: 64 rounded to the nearest ten is 60 because 64 is closer to 60 than to 70.
Whole Number
The numbers \( \{0,1,2,3,…\} \)
Estimates
Find a number close to the exact answer.
Decimals
Is a fraction written in a special form? For example, instead of writing \(\frac{1}{2}\) you can write \(0.5\).
Mixed Numbers
A number is composed of a whole number and a fraction. Example: \(2 \frac{2}{ 3}\) Converting between improper fractions and mixed numbers: \(a \frac{c}{b}=a+\frac{c}{b}= \frac{ab+ c}{b}\)
Factoring Numbers
Factor a number means breaking it up into numbers that can be multiplied together to get the original number. Example:\(12=2×2×3\)
Divisibility Rules
Divisibility means that you are able to divide a number evenly. Example: 24 is divisible by 6, because \(24÷6=4\)
Greatest Common Factor
Multiply common prime factors
Example:\( 200=2×2×2×5×5 60=2×2×3×5\)
GCF \((200,60)=2×2×5=20\)
Least Common Multiple
Check multiples of the largest number
Example: LCM (200, 60): 200 (no), 400 (no), 600 (yes!)
Integers
\( \{…,-3,-2,-1,0,1,2,3,…\} \)
Includes: zero, counting numbers, and the negative of the counting numbers
Real Numbers
All numbers that are on a number line. Integers plus fractions, decimals, and irrationals, etc.) (\(\sqrt{2},\sqrt{3},π\), etc.)
Order of Operations
PEMDAS
(parentheses/ exponents/ multiply/ divide/ add/ subtract)
Absolute Value
Refers to the distance of a number from, the distances are positive as the absolute value of a number cannot be negative. \(|-22|=22\)
or \(|x| =\begin{cases}x \ for \ x≥0 \\x \ for \ x < 0\end{cases} \)
\(|x|<n⇒-n<x<n\)
\(|x|>n⇒x<-n or x>n\)
Ratios
A ratio is a comparison of two numbers by division.
Example: \(3: 5\), or \(\frac{3}{5}\)
Percentages
Use the following formula to find part, whole, or percent
part \(=\frac{percent}{100}×whole\)
Proportional Ratios
A proportion means that two ratios are equal. It can be written in two ways:
\(\frac{a}{b}=\frac{c}{d}\), \(a: b = c: d \)
Percent of Change
\(\frac{New \ Value \ – \ Old \ Value}{Old Value}×100\%\)
Markup
Markup \(=\) selling price \(-\) cost
Markup rate \(=\) markup divided by the cost
Discount
Multiply the regular price by the rate of discount
Selling price \(=\) original price \(-\) discount
Expressions and Variables
A variable is a letter that represents unspecified numbers. One may use a variable in the same manner as all other numbers: Addition: \(2+a\): \(2\) plus a
Subtraction: \(y-3\) : \(y\) minus \(3\)
Division: \(\frac{4}{x}\) : 4 divided by x
Multiplication: \(5a\) : \(5\) times a
Tax
To find tax, multiply the tax rate by the taxable amount (income, property value, etc.)
Distributive Property
\(a(b+c)=ab+ac\)
Polynomial
\(P(x)=a_{0} x^n+ a_{1} x^{n-1}+\)⋯\(+a_{n-2} x^2+a_{n-1} x+an\)
Equations
The values of the two mathematical expressions are equal.
\(ax+b=c\)
Inequalities
Says that two values are not equal
\(a≠b\) a not equal to b
\(a<b\) a less than b
\(a>b\) a greater than b
\(a≥b\) a greater than or equal b
\(a≤b\) a less than or equal b
Lines (Linear Functions)
Consider the line that goes through points \(A(x_{1},y_{1}) \) and \(B(x_{2},y_{2})\).
Distance from A to B:
\(\sqrt{(x_{1}-x_{2})^2+(y_{1}-y_{2})^2 }\)
Parallel and Perpendicular lines:
Have equal slopes. Perpendicular lines (i.e., those that make a \(90^° \) angle where they intersect) have negative reciprocal slopes: \(m_{1}\).\(m_{2}=-1\).
Parallel Lines (l \(\parallel\) m)
Mid-point of the segment AB:
M (\(\frac{x_{1}+x_{2}}{2}, \frac{y_{1}+y_{2}}{2}\))
Slope of the line:
\(\frac{y_{2}- y_{1}}{x_{2} – x_{1} }=\frac{rise}{run}\)
Point-slope form:
Given the slope m and a point \((x_{1},y_{1})\) on the line, the equation of the line is
\((y-y_{1})=m \ (x-x_{1})\).
Intersecting lines:
Opposite angles are equal. Also, each pair of angles along the same line add to \(180^°\). In the figure above, \(a+b=180^°\).
Slope-intercept form:
given the slope m and the y-intercept b, then the equation of the line is:
\(y=mx+b\).
Transversal: Parallel lines:
Eight angles are formed when a line crosses two parallel lines. The four big angles (a) are equal, and the four small angles (b) are equal.
Exponents:
Refers to the number of times a number is multiplied by itself.
\(8 = 2 × 2 × 2 = 2^3\)
Scientific Notation:
It is a way of expressing numbers that are too big or too small to be conveniently written in decimal form.
In scientific notation all numbers are written in this form: \(m \times 10^n\)
Decimal notation:
5
\(-25,000\)
0.5
2,122.456
Scientific notation:
\(5×10^0\)
\(-2.5×10^4\)
\(5×10^{-1}\)
\(2,122456×10^3\)
Square:
The number we get after multiplying an integer (not a fraction) by itself. Example: \(2×2=4,2^2=4\)
Square Roots:
A square root of \(x\) is a number r whose square is \(x: r^2=x\)
\(r\) is a square root of \(x\)
Pythagorean Theorem:
For any right triangle with legs \(a\) and \(b\) and hypotenuse \(c\): \(a^2+b^2=c^2\)
Solving for the hypotenuse: \(c=\sqrt{a^2+b^2}\)
Solving for a leg: \(a=\sqrt{c^2-b^2}\)
Common Pythagorean triples: \(3,4,5\); \(5,12,13\); \(8,15,17\); \(7,24,25\)
Triangles:
Area: \(A=\frac{1}{2}bh\) where \(b\) is the base and \(h\) is the height.
Perimeter: \(P=a+b+c\) (sum of all three sides).
Pythagorean Theorem (right triangles): \(a^2+b^2=c^2\) where \(c\) is the hypotenuse.
Sum of interior angles: \(180°\)
Equilateral:
These triangles have three equal sides, and all three angles are \(60^\circ\).
Isosceles:
An isosceles triangle has two equal sides. The “base” angles (the ones opposite the two sides) are equal (see the \(45^\circ\) triangle above).
Similar:
Two or more triangles are similar if they have the same shape. The corresponding angles are equal, and the corresponding sides are in proportion. For example, the \(3-4-5\) triangle and the \(6-8-10\) triangle from before are similar since their sides are in a ratio of to.
Circles
Area \(=πr^2\)
Circumference \(=2πr\)
Full circle \(=360^\circ\)
Rectangles
(Square if l=w)
Area=lw
Parallelogram
(Rhombus if l=w)
Area=lh
Regular polygons are n-sided figures with all sides equal and all angles equal.
The sum of the inside angles of an n-sided regular polygon is
\((n-2).180^\circ\).
Area of a parallelogram:
\(A = bh\)
Area of a trapezoid:
\(A =\frac{1}{2} h (b_{1}+b_{2})\)
Surface Area and Volume of a Rectangular/right prism:
\(SA=ph+2B\)
\(V=Bh\)
Surface Area and Volume of a Cylinder:
\(SA =2πrh+2πr^2\)
\(V =πr^2 h \)
Surface Area and Volume of a Pyramid
\(SA=\frac{1}{2} \ ps+b\)
\(V=\frac{1}{3}\ bh\)
Surface Area and Volume of a Cone
\(SA =πrs+πr^2\)
\(V=\frac{1}{3} \ πr^2 \ h\)
Surface Area and Volume of a Sphere
\(SA =4πr^2\)
\(V =\frac{4}{3} \ πr^3\)
(p \(=\) perimeter of base B; \(π ~ 3.14 \))
Solids
Rectangular Solid
Volume =lwh
Area =2(lw+wh+lh)
Right Cylinder
Volume \(=πr^2 \ h\)
Area \(=2πr(r+h)\)
Quadratic formula:
\( x=\frac{-b±\sqrt{b^2-4ac}}{2a}\)
Simple interest:
\(I=prt\)
(I = interest, p = principal, r = rate, t = time)
mean:
mean: \(\frac{sum \ of \ the \ data}{of \ data \ entires}\)
mode:
value in the list that appears most often
range:
largest value \(-\) smallest value
Median
The middle value in the list (which must be sorted)
Example: median of
\( \{3,10,9,27,50\} = 10\)
Example: median of
\( \{3,9,10,27\}=\frac{(9+10)}{2}=9.5 \)
Sum
average \(×\) (number of terms)
Average
\( \frac{sum \ of \ terms}{number \ of \ terms}\)
Average speed
\(\frac{total \ distance}{total \ time}\)
Probability
\(\frac{number \ of \ desired \ outcomes}{number \ of \ total \ outcomes}\)
The probability of two different events A and B both happening is:
P(A and B)=p(A).p(B)
as long as the events are independent (not mutually exclusive).
Powers, Exponents, Roots
\(x^a.x^b=x^{a+b}\)
\(\frac{x^a}{x^b} = x^{a-b}\)
\(\frac{1}{x^b }= x^{-b}\)
\((x^a)^b=x^{a.b}\)
\((xy)^a= x^a.y^a\)
\(x^0=1\)
\(\sqrt{xy}=\sqrt{x}.\sqrt{y}\)
\((-1)^n=-1\), if n is odd.
\((-1)^n=+1\), if n is even.
If \(0<x<1\), then
\(0<x^3<x^2<x<\sqrt{x}<\sqrt{3x}<1\).
Interest
Simple Interest: \(I=Prt\)
where \(P\) = principal, \(r\) = annual interest rate (as a decimal), \(t\) = time in years.
Total amount: \(A=P+I=P(1+rt)\)
Compound Interest: \(A=P(1+\frac{r}{n})^{nt}\) where \(n\) is the number of times interest is compounded per year.
Simple Interest
The charge for borrowing money or the return for lending it.
Interest = principal \(×\) rate \(×\) time
OR
\(I=prt\)
Compound Interest
Interest is computed on the accumulated unpaid interest as well as on the original principal.
A \(=P(1+r)^t\)
A= amount at end of the time
P= principal (starting amount)
r= interest rate (change to a decimal i.e. \(50\%=0.50\))
t= number of years invested
Powers/ Exponents
\(x^a×x^b=x^{a+b}\)
\(\frac{x^a}{x^b}=x^{a-b}\)
\((x^a)^b=x^{ab}\)
\(x^0=1\)
\(x^{-a}=\frac{1}{x^a}\)
\(x^{\frac{1}{n}}=\sqrt[n]{x}\)
Positive Exponents
An exponent is simply shorthand for multiplying that number of identical factors. So \(4^3\) is the same as (4)(4)(4), three identical factors of 4. And \(x^3\) is just three factors of x, \((x)(x)(x)\).
Negative Exponents
A negative exponent means to divide by that number of factors instead of multiplying.
So \(4^{-3}\) is the same as \( \frac{1}{4^3}\) and
\(x^{-3}=\frac{1}{x^3}\)
Factorials
Factorial- the product of a number and all counting numbers below it.
8 factorial \(=8!=\)
\(8×7×6×5×4×3×2×1=40,320\)
5 factorial \(=5!=\)
\(5×4×3×2×1=120\)
2 factorial \(=2!=2× 1=2\)
Multiplying Two Powers of the SAME Base
When the bases are the same, you find the new power by just adding the exponents
\(x^a.x^b=x^{a+b }\)
Powers of Powers
For the power of power: you multiply the exponents.
\((x^a)^b=x^{(ab)}\)
Dividing Powers
\(\frac{x^a}{x^b} =x^a x^{-b}= x^{a-b}\)
The Zero Exponent
Anything to the 0 power is 1.
\(x^0= 1\)
Permutation:
When different orderings of the same items are counted separately, we have a permutation problem:
\(_{n}p_{r}=\frac{n!}{(n-1)!}\)
Combination:
The fundamental counting principle, as demonstrated above, is used any time the order of the outcomes is important. When selecting objects from a group where the order is NOT important, we use the formula for COMBINATIONS:
The fundamental counting principle, as demonstrated above, is used any time the order of the outcomes is important. When selecting objects from a group where the order is NOT important, we use the formula for COMBINATIONS:
\(_{n}C_{r}=\frac{n!}{r!(n-1)!}\)
The Best Books to Ace the SSAT Middle Level Math Test
Recommended EffortlessMath Books
For a workbook that walks through every Middle Level SSAT topic, the SSAT Middle Level Math for Beginners covers each formula with worked examples and timed drills. For full prep with multiple practice tests, see the SSAT Middle Level Math Test Prep Bundle.
Frequently Asked Questions
Does the SSAT give a formula sheet?
No. The SSAT is closed-book on every section. You need to know area, volume, percent, and ratio formulas from memory. A cheat sheet like this one — reviewed daily during prep — is how most students lock them in.
What grades take the SSAT Middle Level?
The Middle Level SSAT is for students currently in grades 5 through 7 who are applying to grades 6 through 8. Older students take the Upper Level (grades 8-11); younger students take the Elementary Level (grades 3-4).
How many math questions are on the SSAT Middle Level?
50 questions total in Quantitative, split into two separate 25-question sections of 30 minutes each. The two math sections are interleaved with Verbal and Reading during the test day, so you can’t move freely between them.
Is a calculator allowed on the SSAT?
No. No calculators on any SSAT section. Practice arithmetic, fraction work, and mental algebra by hand from day one of your prep.
Does the SSAT penalize guessing?
Yes. Each wrong answer costs 1/4 point; correct answers earn 1; blanks earn 0. Each question has 5 choices (A-E). If you can eliminate at least one choice, the expected value of guessing turns positive — so educated guessing usually beats leaving blanks.
Which area and volume formulas should I memorize?
Area of a rectangle = \(lw\); triangle = \(\tfrac{1}{2}bh\); parallelogram = \(bh\); trapezoid = \(\tfrac{1}{2}(b_1+b_2)h\); circle = \(\pi r^2\); circumference = \(2\pi r\). For volume: rectangular prism = \(lwh\); cylinder = \(\pi r^2 h\). Cones, spheres, and pyramids are rare at the Middle Level.
What percent and ratio rules show up?
Part = percent × whole. Percent change = \(\frac{\text{new} – \text{old}}{\text{old}} \times 100\). Proportions: cross-multiply \(\frac{a}{b} = \frac{c}{d}\) to get \(ad = bc\). Unit rates: \$12 for 4 items = \$3 per item.
What about the Pythagorean theorem?
You need \(a^2 + b^2 = c^2\) for right triangles. Memorize the common triples (3-4-5, 5-12-13, 8-15-17) so you can spot them without solving from scratch.
How is the SSAT Middle Level scored?
Each section gets a scaled score from 440 to 710. You also get a percentile rank against other SSAT-takers in your same grade. Most schools look at percentile, since the scaled scores shift slightly by grade level.
Where can I get more SSAT Middle Level practice?
EffortlessMath publishes the SSAT Middle Level Math for Beginners workbook covering every test topic with worked examples, plus the SSAT Middle Level Math Test Prep Bundle with multiple full-length timed practice tests.
Related EffortlessMath Lessons
If a topic on this page feels rusty, these short lessons go deeper:
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